Here’s a little interview we did with Emile from EJM Wealth Consultancy to find out a little bit about him and his business…
Tell me a little bit about yourself & your business
My name is Emile Murray and I’m a financial advisor. My team is just me! My business is in partnership with St James’s Place but instead of joining an established business, I started by own business – EJM Wealth Consultancy. I live on Roundhay Avenue (just near Potternewton park). I help people make better financial decisions, pay less tax, and achieve their life goals!
How did you get into doing what you’re doing?
I’ve always had an interest in numbers and investing. I was previously in media investment for around 10 years; when I was considering a change, I initially looked into starting a property investment business. I then retrained and became a qualified, regulated financial advisor and launched by own business!
What does a ‘normal’ day look like?
Haha there is no normal day! It’s a good job I like coffee (shout out to House of Koko – always popping there for a meeting!). My days can vary from networking events, meeting people for coffee to have an initial chat, to analysing pensions and investments, and client meetings to get this sorted for them. I also spend a lot of time talking about the sad times in life – from illness to life cover, inheritance tax planning, and succession plans. However, helping people achieve peace of mind is very important and rewarding!
Biggest achievement to date (personally and / or business wise)?
Business wise, I’d say just getting started – it’s not easy, there are a lot of exams and assessments in order to become qualified. The tax exam alone was very tricky just with the time pressure, let alone the questions!
Personally, I’m unsure really, I’m not one to blow my own trumpet. I’ve ran two marathons before, I suppose that’s not bad!
Favourite product you deliver?
Haha what a question for a financial advisor! I’d have to say pensions. They are amazing financial products and very misunderstood. They need a rebrand as people can have a really negative view on pensions! Some protection products are also amazing, like income protection for example. People will insure everything – pets, luggage when travelling, possessions, but not themselves and their earnings, which is crazy! Think of a machine that prints money, you can never buy another one if it breaks, but you can insure it, would you? 99% of people say yes, you’re that machine.
Best & worst thing about running your own business?
The best is the flexibility and deciding how I want to work, where I work, and with who.
The worst is guaranteed money at the end of the month, but that’s all part of the journey!
Is there another business in Chapel Allerton you’d like to run for a day?
Probably George & Joseph, I love wine, I love cheese… what a day that would be!
Plans for 2025 / the future?
2025 – the plan is simple; just keep speaking to people, that’s all I can control. Try to speak to people and hopefully they see how I can help them. The future, I’d love to expand in time and become a slightly bigger team, but let’s see.
Where can we find you:
39 Roundhay Avenue
07703 837920
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